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Finance and performance dashboard with portfolio KPIs

Income recovery officers

Tackle arrears early, fairly, and with a record that stands up

Spot arrears on day one, run consistent recovery steps, and keep a defensible audit trail for every case.

Arrears do not start as a crisis, they start as a single missed payment. Social Home surfaces them the moment they happen, then guides your team through a fair, consistent recovery process, from a friendly reminder to a formal pre-action protocol if it ever gets that far. Aged arrears reporting shows you exactly where the biggest risks are, so you focus effort where it matters. Every contact, payment plan, and decision is logged automatically, which means that if a case ever reaches a tribunal or court, you have a complete and credible history without scrambling to reconstruct it. For social landlords this also supports your obligations to sustain tenancies and intervene early.

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Reduce serious arrears by 28%

Why teams invest

  • • Flag arrears on day one, not month end
  • • Apply a consistent, fair recovery process
  • • Export court-ready case files instantly

Available on all devices

Access from your computer: full

Use on your mobile device: partial

Your team can work seamlessly whether they're in the office or out in the field. Everything stays in sync automatically, so you always have the latest information at your fingertips.

Pain point

Arrears are noticed too late

When you only review arrears monthly, a missed payment can become three before anyone acts. Late intervention means harder recovery and worse outcomes for the tenant.

  • • Day-one flagging the moment a payment is missed
  • • Automatic early reminders that often resolve it without escalation
  • • Aged arrears view so nothing quietly grows in the background
  • • Sustain tenancies by intervening while the debt is small

Pain point

Inconsistent recovery creates risk

If every officer handles arrears differently, some tenants are chased too hard and others not at all. Inconsistency is both unfair and legally risky.

  • • Standardised recovery steps applied to every case
  • • Configurable stages from reminder to formal notice
  • • Built around UK pre-action protocol expectations
  • • Fair, consistent treatment for every tenant

Pain point

Evidence is scattered when you need it

When a case reaches court, reconstructing who contacted whom, when, and how, from emails and notes, is slow and leaves gaps that undermine your position.

  • • Every contact and decision logged automatically
  • • Payment plans and broken arrangements recorded in one place
  • • Export a complete case history in seconds
  • • Walk into a hearing with a credible, ordered record

Key capabilities

What you'll love about this feature

See risk clearly with aged arrears

An aged arrears dashboard ranks cases by size and age, so your team always works the highest-risk debts first instead of treating everything the same.

  • • Sort and filter by amount, age, and property
  • • Spot patterns across a scheme or portfolio
  • • Prioritise interventions where they prevent the most harm
  • • Report arrears performance to your board with confidence

Consistent, recorded recovery steps

Define your recovery journey once and Social Home applies it to every case, prompting the right action at the right time and recording each step automatically.

  • • Configurable stages with timing that matches your policy
  • • Automatic prompts so no step is forgotten
  • • Payment-plan tracking with broken-arrangement alerts
  • • Aligned with pre-action protocol expectations

Court-ready in a click

If a case escalates, you already have everything: dates, contacts, payment history, and arrangements, ready to export as a clean pack for legal proceedings.

  • • Complete, time-stamped contact history
  • • Payment and arrangement records included
  • • Export a professional case file as a PDF
  • • Reduce the time and stress of preparing for a hearing

Time-saving benefits

Intervene earlier, escalate only when needed

Social Home watches every tenancy for missed payments, starts the right early intervention automatically, and only asks your team to act when human judgement is required, so effort goes where it changes outcomes.

  • • Missed payments flag and trigger early reminders automatically
  • • Cases progress through your defined stages on schedule
  • • Broken payment arrangements raise an immediate alert
  • • Officers see a prioritised worklist, not a flat list

Real-world scenarios

See how this works in practice

Scenario: A small slip is caught early

A tenant misses one week's rent. Social Home flags it the same day and sends a gentle reminder. The tenant, who simply forgot, pays the next morning. No officer time was spent, no relationship was damaged, and the arrears never grew.

  • • Most early arrears resolve before escalation
  • • No officer time spent on routine reminders
  • • Tenant relationships stay positive

Scenario: A case reaches court

Where recovery has not succeeded and formal action is needed, you export a complete case file: every reminder, every conversation, the payment plan that was offered and broken, all time-stamped. You arrive prepared, and the record demonstrates you followed a fair process.

  • • Complete, credible evidence with no reconstruction
  • • Demonstrate a fair, protocol-aligned process
  • • Save hours preparing for each hearing

See it in action

Real screenshots from Social Home

These screenshots show exactly what you'll see when you use this feature. Every detail is designed to make your work easier and more efficient.

Finance and performance dashboard with portfolio KPIs
Tenant 360 with risk and arrears context
Analytics and AI insights panel with recommended actions

Customer perspective

“Catching arrears on day one instead of at month end transformed our recovery rate. The consistent process protects both our tenants and us, and when a case did go to court the exported history spoke for itself.”

Priya Nair — Income Recovery Lead

FAQs

Everything teams ask before they sign

Does this align with the pre-action protocol for rent arrears?

Yes. The recovery stages are designed around UK pre-action protocol expectations for arrears, including early engagement, offering and recording payment arrangements, and clear communication before any formal step. Because every action is logged, you can evidence that the protocol was followed.

Can we set up payment plans for tenants in arrears?

Absolutely. You can record an agreed payment arrangement against a tenancy, and Social Home tracks it automatically. If an instalment is missed, the case is flagged so your team can respond quickly, and the broken arrangement is recorded as part of the case history.

How does this help at a tribunal or in court?

Every reminder, conversation, payment, and arrangement is time-stamped and stored against the case. When you need to act formally, you export a complete, ordered case file as a PDF, so you can demonstrate both the debt and the fair process you followed without piecing evidence together from emails.

How quickly can we get started?

Most teams are up and running within a week. We provide comprehensive onboarding support, including training sessions for your team, data migration assistance, and dedicated support to ensure a smooth transition. You can start using the platform immediately while we help you import your existing data.

What training and support do you provide?

We offer comprehensive training for all team members, including live training sessions, video tutorials, and detailed documentation. Our support team is available via email, phone, and in-app chat. Plus, you'll have access to our knowledge base with step-by-step guides for every feature.

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Ready to Transform Your Arrears Management?

See how arrears management can transform your operations and help you serve your tenants better. Get started with the Social Home platform today.

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